Easy, Simple Financing

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.

FTL Finance lease is a single installment loan with a one-dollar buyout. This product has a fixed term, fixed interest rate and fixed payment.

  • Easy Approval Process

  • Finance $1,000 – $35,000

  • Fixed interest rates

  • Fixed terms

  • No prepayment penalty or penalty for early payoff

  • Complete review of credit profile, not based solely on credit score

  • Pay your bill online, over the phone or by mail

Click Here to Apply

Please select ‘Finance Lease‘ on Online Financing Form.